Life Insurance is a safeguard protecting your loved ones in case of your unfortunate absence. It provides the financial security of your family when you are not around them.
Providing financial relief in the times of need, there are many insurance policies to fit in with the requirements of the customers.
The best policies also serve the purpose of flexible money saving plans.
Different policies comprise different features with varied term period and coverage clauses.
Before going ahead with any policy, comparisons of best plans available is a must. The life insurance is generically categorised into two parts that is Pure protection plans and Investment Plans.
However, majorly in India investment plans are used the most.
Whole Life Insurance policy: Under this plan, the clients get coverage for the lifetime period. The premium payable is on a yearly basis.
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Endowment Plans: In case of the death of the policy holder or at the maturity time, the Insurer has to pay lumpsum amount to the policyholder. A few policies also cover critical illnesses.
Money Back plans: For better returns in future this is the best investment plan to serve as multipurpose tool.
Term Life Insurance: After the death of the insured, the insurer has to pay a fixed amount to the nominees or beneficiaries mentioned in the documents of the policy holder.
ULIPS: Unit Linked Insurance Plans also called as ULIPs allows the customers to select the investment options on their own. This plan works as insurance coverage as well as investment purpose..
Pension plans: Flexible and tax efficient plans help to built up the pension pot for financial support and stability post retirement. The plan can grow and even change with the insured to ensure no compromises happen in life without regular source of income.
Child plans: Save your kids future, invest into right plan. Today, maintaining the quality of education has become too expensive. It needs careful planning for stable future. The coverage are of different types, however that can lessen the financial burden put on parents shoulder at once.
SWASTIK FINANCIAL SERVICES believes in providing continuous support to our customers also to clients. Our efforts will be completely provided to manage the loans effectively with the process and service which we provide. Every Indian has a dream of buying a property are taking personal loans ,car loans with our help and procedure we would be able to provide the more cost effective plans.