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Check Personal Loan Eligibility Criteria Before Applying for Personal Loans in Hyderabad and Rest of the Metro Cities in India It is important that you check your personal loan eligibility before you actually apply for a loan; this benefits you in various ways. First, you are saved from losing the processing fee that you pay when applying for a loan which is not refunded even if your application is rejected. Second, you do not end up losing time in repeating the process in case of rejection of your loan application and your credit score is not negatively impacted because of avoidable hard inquiries. Online eligibility calculators offered by almost all lenders can aid you in the process. Eligibility criteria determine that at what income and credit score level you are eligible for how much loan and for what duration.
Apply for a Personal Loan with Swastik Loans in Hyderabad and rest of the Metro Cities in India
Applying for a personal loan is fairly simple.Bank or NBFCs do not ask for too many documents and the processing is quite quick. The basic conditions that need to be fulfilled to be eligible for a personal loan pertain to the following aspects; actual policies may vary from one FI to another.
Upper and lower age limit of the applicant.
How long the person has been employed, overall and with the present employer
Minimum income per month; this varies as per city and also whether a person is salaried or self-employed.
Documentation involved in applying for a personal loan is also much simpler as compared to other loans. Basic documents that are required include:
- Proof of Identity
- Proof of Address
- Bank statement for last3/6 months.
- Latest salary slip and latest form 16.
- Proof of continuity of business for self-employed.
Apply for Credit Score in Hyderabad, Swastik Financial Services will collect the above documents need to be submitted along with the duly signed application and photographs to the concerned Financial Institution. Applying for a personal loan is quite simple; however one needs to keep in mind that it has to be paid back in a timely and responsible fashion.